How do I get a $1,000 no-question-asked quick loan?
Enter your information
Enter your information on the form.
IBV Bank Verification
Complete the IBV (Instant Bank Verification).
Sign the contract
Officially accept your loan and variable credit terms.
Receive your money
Your $1,000 loan is sent to you by bank transfer or Interac.
No credit check loans are a type of loan that…
Are also known as quick loans. You could get an emergency loan to help you pay for urgent needs such as car repairs, medical bills or other necessary expenses.
A fast loan in itself will not have a negative impact on your credit rating. Increasing the repayment period of a fast loan will improve your credit rating. In addition, Equifax and TransUnion are responsible for receiving loan results from our lenders. If you pay back a microloan on time, your credit rating will increase!
Frequently asked questions about no-inquiry loans
- Must be at least 18 years old
- Reside in Canada
- Be employed for a minimum of three months and/or receive eligible income*.
- Be paid by direct deposit into a Canadian banking institution
- Not be in bankruptcy proceedings
- Receive a minimum income of $1,500 gross per month
Types of eligible income
- Salary
- Occupational Health and Safety Commission
- Lifetime disability
- Retirement income
- Family allowance
Badcredit-loans.ca is an automated system for finding the best loan for your situation. We work with many financial partners who are licensed to lend money.
You can often expect to receive the loan money by Interac transfer within hours of accepting the loan and signing the contract!
Banking institutions use the latest technology available, called Instant Bank Verification (I.B.V.). It allows us to verify your information and obtain a read-only copy of your bank statement.
Thanks to this technique, we don’t need any documentation from you, so we can approve you even faster.
A read-only copy of your bank statement is sent to us. We never see your username or password.
You can use the following example as a reference if you wish to borrow money from one of our partners: A loan of $750 would require nine bi-weekly payments of $136.57.
This example assumes that, before applying for a new loan, the original amount has been repaid in full.
Borrow money responsibly.
It’s a quick and easy way to meet an unexpected demand for money, and it can be done by obtaining an unsecured short-term loan. However, it is not advisable to use it over an extended period or to meet ongoing monetary needs. Interest rates on these loans are higher than those on bank loans, although they are quick and easy to obtain.
Paying off the loans with the highest interest rates first will save you money. When you need money, borrow it wisely.
ord les prêts dont les taux d’intérêt sont les plus élevés vous permettra d’économiser de l’argent. Lorsque vous avez besoin d’argent, empruntez-le à bon escient.
Quick loan essentials
What are the annual percentage interest rates?
The interest rate is approximately 19.99% on an annual basis. In the event of non-payment, the monthly interest rate is 1.67%.
Payment schedule
Your ability to repay and the payment term you choose are taken into consideration when calculating your minimum payment.
Our flexible loan payments can be spread over a period of three to six months. At any time, you have the option of making a full or partial payment.
Financial and credit assistance
You can turn to us for help, loan modifications or other needs.
As we do not conduct credit checks with lending institutions, the services we provide will not affect your credit rating.