Welcome to badcredit-loans.ca! The following terms and conditions govern your use of our website accessible at www.badcredit-loans.ca (the “Website”) and all services offered by badcredit-loans.ca (“us” or “we”). By visiting or browsing our website, you agree to be bound by these terms. Please read them carefully before using our services.
Website management
1.1 Eligibility: To use our services, you must be at least 18 years old and a resident of Canada. By using the Website, you confirm and warrant that you meet these criteria.
1.2 Accuracy of information: Despite our commitment to providing accurate and up-to-date information, the content of our website is intended for general information purposes only. It is impossible to guarantee the accuracy, completeness or reliability of the information on the website. You acknowledge that any reliance on such information shall be at your own risk.
1.3 User account: Certain features or services of the website may require the creation of a user account. You are responsible for maintaining the confidentiality of your account credentials and all activities that occur under your account. Please let us know immediately if you become aware of any unauthorized use of your account.
1.4 It is forbidden to use the website for illegal or unauthorized purposes. You must comply with all applicable laws and regulations when using the website.
In addition, you agree not to: (a) Modify, adapt, translate or reverse engineer any part of the Web Site; (b) Interfere with or disrupt the operation of the Web Site or servers; (c) False flag or disclose false information; (d) Use the Web Site to spread viruses, worms or other malicious code; (e) Adopt any attitude that restricts or inhibits any other user from using or enjoying the Web Site.
Loan analysis
2.1 Service Overview: badcredit-loans.ca provides a loan comparison platform that allows individuals to compare and find loan alternatives offered by third parties. Our commitment is to provide accurate and unbiased information to assist users in making informed decisions about their financial needs. However, we do not provide loans or make loan decisions.
2.2 Third-party lenders: Our collaboration with a network of third-party lenders offers salary-based loans. It is not our mission to endorse, guarantee or represent the reliability, quality or suitability of any lender or loan product. Your dealings with lenders are limited to you and the lender, and any loan or financial transaction is subject to the terms and conditions of the lender in question.
2.3 Financial responsibility: It is your responsibility to make the independent decision to evaluate the terms, fees and conditions of any loan offer. Before entering into any loan agreement, it is recommended that you read the loan agreement carefully and seek advice from a qualified professional.
2.4 The information presented on our website is not intended as financial advice and should not be perceived as such. We do not offer tailored financial advice, and it is important not to rely on the information or content of the website to make financial decisions.
Copyright
3.1 Feature: badcredit-loans.ca owns the website and its content, including text, graphics, logos, icons, images, audio clips and software, which are protected by copyright and other intellectual property laws.
3.2 Restricted License: Your license is restricted, non-exclusive, revocable and non-transferable, allowing you to access and use the Website for personal, non-commercial purposes.
You may not use this license to: (a) modify or copy any part of the website; (b) use the website or its contents for commercial purposes; (c) use framing techniques to enclose any trademark, logo or other proprietary information; (d) use meta tags or any other hidden text utilizing our name or trademarks.
Privacy policy
Your privacy is protected and our personal information is handled in accordance with our privacy policy, which is set out in these terms and conditions. To better understand our practices regarding the collection, use and disclosure of your personal information, please review our Privacy Policy.
No warranty
5.1 Lack of security: The Website and its content are provided “as is” and “as available”. The Website, the accuracy, completeness or reliability of the Content, and the suitability or quality of any products, services or information provided by third party lenders, are not warranted or represented, either expressly or by implication.
5.2 Use at your own risk: The Website is used at your own risk. All warranties, whether express or implied, are disclaimed, including warranties of merchantability, fitness for a particular purpose and non-infringement.
Limitation of liability
6.1 Exclusion of Damages: To the maximum extent permitted by applicable law, we will not be liable for any direct, indirect, incidental, special, consequential or exemplary damages, including, but not limited to, damages for loss of profits, goodwill, use, data or other intangible losses, arising out of or in connection with your use of or inability to use the Website or any services provided by third party lenders.
6.2 Indemnification: You agree to indemnify, defend and hold harmless badcredit-loans.ca, its affiliates, directors, officers, employees and agents from and against any and all claims, liabilities, damages, losses, costs or expenses, including reasonable attorneys’ fees, arising out of or in connection with your use of the Website or any breach of these Terms.
Changes to the Terms
The Terms may be changed or updated at any time without notice. The new conditions will take effect as soon as they are posted on the website. Following such changes, your continued use of the website will constitute your acceptance of the updated Terms.
Applicable law and jurisdiction
These terms and conditions shall be governed by and construed in accordance with the laws of Canada, without regard to its conflict of law provisions. Any dispute arising out of these terms and conditions or the Web site shall be submitted exclusively to the Canadian courts.
Please contact us.
If you have any questions or concerns about these Terms, please contact us.
By using badcredit-loans.ca, you confirm that you have read, understood and agree to be bound by these Terms and Conditions.